我正在尝试编写相当于EXCEL PMT函数。PMT in Javascript
在Java脚本，公式如下：
function PMT (ir, np, pv, fv) {
/*
ir - interest rate per month
np - number of periods (months)
pv - present value
fv - future value (residual value)
*/
pmt = (ir * (pv * Math.pow ((ir+1), np) + fv))/((ir + 1) * (Math.pow ((ir+1), np) -1));
return pmt;
}
这是伟大的，其中Type = 1（即支付发生在周期的开始）PMT Calcs（计算）
不过，我m试图编写类型0场景（即付款发生在期末））。
任何数学向导谁可以告诉我如何修改我的公式？
感谢
我不是一个数学奇才，但一个简单的谷歌搜索把这个主题了：
http://www.excelforum.com/excel-general/370948-pmt-function-does-anyone-know-the-formula.html
在这里，他有下面的公式类型= 0：
pmt = ((pv - fv) * ir/(1 - (1 + ir)^-(np)));
也许这会对你有用:)
嗨，马丁，我在JS中尝试过这个公式，但它没有给出与我的公式相同的输出。 var pmt =（（100000-0）*（7.5/12）/（1-（1+（7.5/12））^ - （48）））; var pmv = PMT2（（7.5/1200），48,100000,0）; – dps123 2011-03-18 15:29:27
@ dps123：在一个你使用ir = 7.5/12，另一个使用7.5/1200，当然他们会给出不同的结果。 – 2011-03-18 15:36:21
是的。我的公式预计速率应该除以12并得出正确的值。此外，我改变只分12，仍然结果不同。 – dps123 2011-03-18 15:40:46
@ dps123：当我最近不得不使用一些财务公式来转换Excel工作簿中的函数时，我遇到了EGM Mathematical Finance class，它试图模仿Excel函数。如果仅仅看看这些功能是如何工作的，像Excel一样工作，那么值得一看。
用法示例：
<?php
/**
* Case use of financial class.
*
* @version $Id: financial_example.php,v 1.0.5 2004-06-23 09:03:56-05 egarcia Exp $
* @author Enrique Garcia M. <[email protected]>
* @copyright (c) 2002-2004 EGM :: Ingenieria sin fronteras
* @since Saturday, November 30, 2002
**/
/***************************************************************************
*
* This program is free software; you can redistribute it and/or modify
* it under the terms of the GNU General Public License as published by
* the Free Software Foundation; either version 2 of the License, or
* (at your option) any later version.
*
***************************************************************************/
include('financial_class.php');
echo '<pre>';
echo 'FV: ' . $f->FV(1.1, 1/360, 0, -100) . "\n";
echo 'PV: ' . $f->PV(1.1, 1/360, 0, -100.206306226) . "\n";
echo 'PMT: ' . $f->PMT(1.1, 1/360, -100) . "\n";
echo 'PMT: ' . $f->PMT(1.1, 1/360, 0, -100.206306226) . "\n";
echo 'NPER: ' . $f->NPER(1.1, 53428.7980679, -100) . "\n";
echo 'NPER: ' . $f->NPER(1.1, 0, -100, -100.206306226) . "\n";
echo 'FV: ' . $f->FV(0.1, 1/360, 0, -100) . "\n";
echo 'PV: ' . $f->PV(0.1, 1/360, 0, -100.026478555) . "\n";
echo 'PMT: ' . $f->PMT(0.1, 1/360, -100) . "\n";
echo 'PMT: ' . $f->PMT(0.1, 1/360, 0, -100.026478555) . "\n";
echo 'NPER: ' . $f->NPER(1.1, 37776.4114948, -100) . "\n";
echo 'NPER: ' . $f->NPER(1.1, 0, -100, -100.026478555) . "\n";
echo 'EFFECT: ' . $f->EFFECT(0.0525, 4) . "\n";
echo 'NOMINAL: ' . $f->NOMINAL(0.053543, 4) . "\n";
echo 'NPV: ' . $f->NPV(0.1, array(-10000,3000,4200,6800)) . "\n";
echo 'XNPV: ' . $f->XNPV(0.09, array(-10000,2750,4250,3250,2750), array(
mktime(0,0,0,1,1,2008),
mktime(0,0,0,3,1,2008),
mktime(0,0,0,10,30,2008),
mktime(0,0,0,2,15,2009),
mktime(0,0,0,4,1,2009),
)) . "\n";
echo 'XIRR: ' . $f->XIRR(array(-10000,2750,4250,3250,2750), array(
mktime(0,0,0,1,1,2008),
mktime(0,0,0,3,1,2008),
mktime(0,0,0,10,30,2008),
mktime(0,0,0,2,15,2009),
mktime(0,0,0,4,1,2009),
), 0.1) . "\n";
echo 'IRR: ' . $f->IRR(array(-70000,12000,15000,18000,21000)) . "\n";
echo 'DISC: ' . $f->DISC(
mktime(0,0,0,1,25,2007),
mktime(0,0,0,6,15,2007),
97.975,
100,
0) . "\n";
echo 'DISC: ' . $f->DISC(
mktime(0,0,0,1,25,2007),
mktime(0,0,0,6,15,2009),
97.975,
100,
1) . "\n";
echo 'DISC: ' . $f->DISC(
mktime(0,0,0,1,25,2007),
mktime(0,0,0,6,15,2007),
97.975,
100,
2) . "\n";
echo 'DISC: ' . $f->DISC(
mktime(0,0,0,1,25,2007),
mktime(0,0,0,6,15,2007),
97.975,
100,
3) . "\n";
echo 'DISC: ' . $f->DISC(
mktime(0,0,0,1,25,2007),
mktime(0,0,0,6,15,2007),
97.975,
100,
4) . "\n";
echo 'INTRATE: ' . $f->INTRATE(
mktime(0,0,0,2,15,2008),
mktime(0,0,0,5,15,2008),
1000000,
1014420,
2) . "\n";
echo 'IPMT: ' . $f->IPMT(0.1/12, 3, 3, 8000) . "\n";
echo 'IPMT: ' . $f->IPMT(0.1, 3, 3, 8000) . "\n";
echo 'RECEIVED: ' . $f->RECEIVED(
mktime(0,0,0,2,15,2008),
mktime(0,0,0,5,15,2008),
1000000,
0.0575,
2) . "\n";
echo 'DOLLARDE: ' . $f->DOLLARDE(1.02, 16) . "\n";
echo 'DOLLARDE: ' . $f->DOLLARDE(1.1, 32) . "\n";
echo 'DOLLARFR: ' . $f->DOLLARFR(1.125, 16) . "\n";
echo 'DOLLARFR: ' . $f->DOLLARFR(1.125, 32) . "\n";
echo 'FVSCHEDULE: ' . $f->FVSCHEDULE(1, array(0.09,0.11,0.1)) . "\n";
echo 'PPMT: ' . $f->PPMT(0.1/12, 1, 2*12, 2000) . "\n";
echo 'PPMT: ' . $f->PPMT(0.08, 10, 10, 200000) . "\n";
echo 'RATE: ' . $f->RATE(4*12,-200, 8000) . "\n";
echo 'RATE: ' . $f->RATE(4*12,-200, 8000)*12 . "\n";
echo 'SYD: ' . $f->SYD(30000, 7500, 10, 10) . "\n";
echo 'SLN: ' . $f->SLN(30000, 7500, 10) . "\n";
echo 'DDB: ' . $f->DDB(1000000, 100000, 10, 4) . "\n";
echo 'DELTA: ' . $f->DELTA(5, 4) . "\n";
echo 'DELTA: ' . $f->DELTA(5, 5) . "\n";
echo 'PRICEDISC: ' . $f->PRICEDISC(mktime(0,0,0,2,16,2008), mktime(0,0,0,3,1,2008), 0.0525, 100, 2) . "\n";
echo 'YIELDDISC: ' . $f->YIELDDISC(mktime(0,0,0,2,16,2008), mktime(0,0,0,3,1,2008), 99.795, 100, 2) . "\n";
echo 'COUPNUM: ' . $f->COUPNUM(mktime(0,0,0,1,25,2007), mktime(0,0,0,11,15,2008), 2, 1) . "\n";
echo 'COUPDAYBS: ' . $f->COUPDAYBS(mktime(0,0,0,1,25,2007), mktime(0,0,0,11,17,2008), 1, 1) . "\n";
echo 'VDB: ' . $f->VDB(2400,300,10*365,0,1) . "\n";
echo 'VDB: ' . $f->VDB(2400,300,10*12,0,1) . "\n";
echo 'VDB: ' . $f->VDB(2400,300,10,0,1) . "\n";
echo 'VDB: ' . $f->VDB(2400,300,10*12,6,18) . "\n";
echo 'VDB: ' . $f->VDB(2400,300,10*12,6,18,1.5) . "\n";
echo 'VDB: ' . $f->VDB(2400,300,10,0,0.875,1.5) . "\n";
echo 'MIRR: ' . $f->MIRR(array(-120000,39000,30000,21000,37000,46000), 0.1, 0.12) . "\n";
echo 'MIRR: ' . $f->MIRR(array(-120000,39000,30000,21000), 0.1, 0.12) . "\n";
echo 'MIRR: ' . $f->MIRR(array(-120000,39000,30000,21000,37000,46000), 0.1, 0.14) . "\n";
echo '</pre>';
?>
非常有用的类，tnx。 – pieSquared 2011-06-06 11:15:35
@dps
您将需要修改的地方利益因素更改为(ir * type + 1)
当它是由于年金的意义开始时的分母期间支付价值1为Type将确保利息因子(ir + 1)以及何时它是一个普通的年金意思g期末支付的价值0为Type将会减少因子为1。
pmt = (ir * (pv * Math.pow ((ir+1), np) + fv))/((ir * type + 1) * (Math.pow ((ir+1), np) -1));
您提出的公式实际上是MS Excel如何计算的货币功能，即FV，PV，PMT，NPER和RATE 5时间价值。通过重新排列等式并且解决FV,PV或PMT容易计算前三个。对于NPER和RATE需要其他方法，有些使用二进制搜索算法来找到RATE，但找到RATE的更好和优雅的解决方案将与牛顿拉夫森方法。
下面是在Java代码：
double pmt = ((pv - fv) * ir/(1 - Math.pow((1 + ir), -np)));
之前，你写你的公式，你能真正描述了他们是如何工作的？如果你不能，最好到维基百科，并开始阅读;） – Blender 2011-03-18 14:43:19